Introduction                   

1. Summaries

1.1 One Paragraph

1.2 One Page

 

2. Family History

2.1 Parents

2.2 As a boy

2.3 Death in family

 

3. Demutualisation

3.1 Share offers

3.2 Halifax advice

3.3 Application

3.4 Stonewalling

3.5 Rejection

 

4. Appeal

4.1 Letters

4.2 Court Case

4.3 1999 AGM

4.4 2000 AGM

4.5 Case Review

4.6 Conclusion

 

5. Other Sites

5.1 UNHAV

5.2 ASA Complaints

5.3 FSO

5.4 Other Sites 

 

6. Press

6.1 Daily Telegraph

6.2 The Express

6.3 The Times

6.4 Other

 

7. Halifax/HBOS

7.1 About HBOS   

7.2 Group Sites

7.3 Personnel

7.4 Halifax Virus

7.5 Other

Halifax / HBOS Demutualisation Experience and Dispute
 

7. Halifax/HBOS

7.2 Group Sites

As a result of our experience with the Halifax, we now avoid all Halifax / HBOS Group products. The products we avoid are offered by these companies. Alternatives to the Halifax Products are shown on the right.

HBOS Group Company
Alternative Supplier
Bank of Scotland
Banking services for personal, business and corporate customers.
 		  
Halifax
Banking, mortgage and insurance services.
 		  
Halifax Insurance Ireland Ltd
Insurance services
 		  
Bank of Scotland Ireland
Banking services for personal, business and corporate customers.
 		  
Bank of Scotland Investment Services
Financial planning services to companies and individuals.
 		  
Bank of Scotland Intermediary
Specialist mortgage provider for individuals with unusual circumstances - self employed, high net worth etc.		  
   
   
   
   
   

 

 

 

 

 

Page created on 05 April 2002, last updated: 07 January 2007 20:02
 

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