Introduction                   

1. Summaries

1.1 One Paragraph

1.2 One Page

 

2. Family History

2.1 Parents

2.2 As a boy

2.3 Death in family

 

3. Demutualisation

3.1 Share offers

3.2 Halifax advice

3.3 Application

3.4 Stonewalling

3.5 Rejection

 

4. Appeal

4.1 Letters

4.2 Court Case

4.3 1999 AGM

4.4 2000 AGM

4.5 Case Review

4.6 Conclusion

 

5. Other Sites

5.1 UNHAV

5.2 ASA Complaints

5.3 FSO

5.4 Other Sites 

 

6. Press

6.1 Daily Telegraph

6.2 The Express

6.3 The Times

6.4 Other

 

7. Halifax/HBOS

7.1 About HBOS   

7.2 Group Sites

7.3 Personnel

7.4 Halifax Virus

7.5 Other

Halifax / HBOS Demutualisation Experience and Dispute
 

3. Demutualisation

3.1 Share Offers

I first became aware of the demutualisation of the Halifax Building Society when I received the letter below.





Following my father's death, this second page shows some notes I made indicating that we needed to top this account up by nearly £1,000 (which my brother was to fund on 17 January 1997 to preserve the maximum fixed and variable share bonus which we had been advised we would receive.



In the conversation I had with Jackie on 14 January 1997 from the Halifax Building Society, I was told the principle and accrued interest balance on the account.

Page created on 26 June 2002, last updated: 22 October 2006 22:54

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